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Self-Made Billionaire Effect: How Extreme Producers Create Massive Value Subclass Code_0HF how risk models go astrayScores of billionaires worked for established corporations before they struck out on their own. Billionaires aren't necessarily luckier, smarter or harder working than the rest of us and they rarely build something brand new. The key difference is their mindset. This book breaks down the five critical habits of massive value creators.